General Insurance


Insuring anything other than human life is called general insurance. Examples are insuring property like house and belongings against fire and theft or vehicles against accidental damage or theft. Injury due to accident or hospitalisation for illness and surgery can also be insured. Your liabilities to others arising out of the law can also be insured and is compulsory in some cases like motor third party insurance.

Covers Under General Insurance: Health, Car, Travel, Home, Personal Accident


  • Standard fire and Special perils policy:Fire, Lightning, Explosion/Implosion, Aircraft Damage, Riot / Strike / Malicious Damage, Storm / Cyclone / Flood / Inundation(STFI), Impact Damage, Earthquake, Terrorism, etc.
  • Marine Insurance Policy
  • Motor Insurance: Two-Wheeler, Four Wheeler, Private Car, Commercial Vehicles, Package & Third Party Policy
  • Mediclaim Policy: Individual, Family Floater, Senior Citizen, Critical illness, Add-on Cover, Group
  • Mediclaim etc.
  • Overseas Mediclaim Policy
  • Travel Insurance
  • Personal Accident Policy
  • House Holder Insurance
  • Shopkeepers Insurance
  • Office Protection Shield
  • Workman Compensation
  • Doctor’s indemnity
  • Medical Establishment (for hospital)
  • Professional indemnity
  • Jwellers block
  • Liability insurance
  • Engineering policy: machinery breakdown, electronic – medical equipment’s policy
  • All risk policy




  • Time to Time Review
  • Renewal of Policy
  • Portability
  • Change of Address
  • Change of Nomination